Advisory mode
During the pilot, all compliance events require human validation. Legal approval is required to mark an event as resolved or risk accepted.
Missing Risk-Tier Disclosure: Mortgage Refinance
Days Open
4d
Customers
8,750
Exposure
$2.1M
Business Unit
Mortgage
SLA
Ack 240m · Resolve 7d
What Changed
Obligation OBL-3 requirement not reflected in 3 active templates
Affected Asset
Last changed 2026-04-01 by Marcus Webb
What Broke
Regulation
Real Estate Settlement Procedures Act: 2025 Amendment
Section
RESPA-2025 Section 6.1
Obligations breached
Owner
Compliance Manager / Mortgage & Small Business
Business Unit
Mortgage
Risk score: 55
Remediation Actions (0/5)
System Actions
Compliance event created
6/1/2026, 10:48:04 PM
Draft resolution package generated
6/1/2026, 10:48:04 PM
SLA started
Ack 240m, resolve 7d
Owner notified (Slack and email)
6/1/2026, 10:48:04 PM
Task created in system of record
Simulated ServiceNow or OneTrust ticket
Post-resolution baseline updated
Not applicable
Acknowledgment status
Overdue
Draft Resolution Package
What broke and why
RESPA-2025 Section 6.1 obligation may no longer be satisfied.
This event was generated because a monitored enterprise asset changed after validation. The obligation-to-asset relationship must be revalidated and evidenced.
Draft compliant version
Draft remediation: restore the last validated compliant state, route for legal review if required, then attach updated evidence and record approvals.
Draft only. Human review and legal sign-off required.
Evidence Checklist
Audit Trail
Compliance Event created: Drift detected
System · 6/1/2026, 10:48:04 PM
Draft resolution package generated
System · 6/1/2026, 10:48:04 PM
SLA countdown started
System · 6/1/2026, 10:48:04 PM
Notifications sent (Slack + email simulated)
System · 6/1/2026, 10:48:04 PM
Ticket created in system of record (simulated)
System · 6/1/2026, 10:48:04 PM
Enforcement Context