Advisory mode
During the pilot, all compliance events require human validation. Legal approval is required to mark an event as resolved or risk accepted.
Owner departure: obligations at risk of coverage gap
Days Open
3d
Customers
N/A
Exposure
$0.6M
Business Unit
Mortgage
SLA
Ack 240m · Resolve 7d
What Changed
Owner record changed: Marcus Webb departed. Ownership continuity is broken for obligation-linked assets.
Affected Asset
Last changed 2026-04-01 by Marcus Webb
What Broke
Regulation
Real Estate Settlement Procedures Act: 2025 Amendment
Section
RESPA-2025 Section 6.1
Obligations breached
Owner
Compliance Manager / Mortgage & Small Business
Business Unit
Mortgage
Risk score: 55
Remediation Actions (0/5)
System Actions
Compliance event created
6/1/2026, 10:47:06 PM
Draft resolution package generated
SLA started
Owner notified (Slack and email)
Task created in system of record
Not created
Post-resolution baseline updated
Not applicable
Acknowledgment status
Overdue
Draft Resolution Package
What broke and why
Obligations with no active owner cannot sustain evidence refresh and approval workflows.
Owner gaps are a leading driver of repeat findings. Reassigning early prevents drift from becoming silent non-compliance.
Draft compliant version
Draft: Assign successor owner based on org graph proximity and recent activity on linked assets.
Draft only. Human review and legal sign-off required.
Evidence Checklist
Audit Trail
Compliance Event created: Owner departure detected
System · 6/1/2026, 10:47:06 PM
Enforcement Context